There are several costs in filing bankruptcy. The biggest issue that determines the cost is the chapter of bankruptcy that you file. There are chapters 11, 13, and 7 for people with chapter 7 being the most filed type of bankruptcy. Chapter 11 is basically for wealthy people or businesses to reorganize their finances without closing down . Chapter 11 is very expensive with fees running in the low thousands to the millions depending on the size of the case, hardly for the average person. Chapter 13 is allows the aveage person to reorganize their finances, catch up on their mortgage or car payments. Fees to have the case filed are usually over a thousand dollars plus the filing fee of $310. There are additional legal fees because the lawyer has to be in the case for the length of it all the way out to five years. Chapter 7 is the cheapest, quickest and easiest case to file with fees running from $500 to $2500 dependent solely upon how much the lawyer wants to be paid.